Wednesday, July 18, 2007

I'm RamBuching

Hi! My name's Rambo. I'm 3 years old turning 4 this Novemeber 10. I was brought home on April 2004 and I've been living with my family for 3 years now, and hopefully, 10-13 more years with them ;).
They just could not resist me and vice versa. They love taking pictures of me and I love posing in front of the camera. I love pictures too.

Tuesday, July 17, 2007

My top sexiest people

5) He's got the sexy 'angas' look!
If I were to choose a dirty old man, please let it be dirty Bruce!

4) This girl!! I'd prefer her any day to Wentworth Miller! Seeing her sweat in LOST makes me lose my gender!

3) Delicious Johnny..oohhlala! He's yummy period!

2) Hot bod! He's yummier!

1) They're mine!! Need I say more?!

Monday, July 16, 2007

Random thoughts

1) No matter how good a make-up is...bad skin can never be concealed by it so go get a good dermatologist!

2) Dieting is the punishment for overeating!

How to save Money

(parang malnourished yata sya?!)

As I said, I am bored. I came across this website that I would want to read over and over again just so it sticks in mind.... here it is.

1) Don't buy things you do not need. Sure, it's easier said than done but sometimes you might want to forgo that extra bottle of soda(or wine!) or bag of candy at the supermarket exit, or anything else that won't benefit you in the long run.

2) Figure out what you need to save for and how much you need to save. For short-term goals, this is easy. If you want to buy a video game, find out how much it costs; if you want to buy a house, determine how much of a down payment you’ll need. For long-term goals, such as retirement, you’ll need to do a lot more planning (figuring out how much money you’ll need to live comfortably for 20 or 30 years after you stop working), and you’ll also need to figure out how investments will help you achieve your goals.

3) Set savings goals. Once you determine how much you need to save, establish a timeframe (i.e. “I want to be able to buy a house two years from today.”) (Yeah right! can't even save 10k a month!) Set a particular date for accomplishing shorter-term goals, and make sure the goal is attainable within that time period. If it’s not attainable, you’ll just get discouraged.
Figure out how much you’ll have to save per week, per month, or per paycheck to attain each of your savings goals. Take each thing you want to save for and figure out how much you need to start saving now. For most savings goals, it’s best to save the same amount each period.

4) Add together the installment amounts (monthly, weekly, or per paycheck) for all your savings goals. Can you afford to save this total each period? If so, great; if not, proceed to the next step.

5) Pay yourself first. Savings should be your priority, so don’t just say that you’ll save whatever’s left over at the end of the month. Deposit savings into an account (or your piggybank) as soon as you get paid.

Keep a record of your expenses. Write down everything you spend your money on for a couple weeks or a month. Be as detailed as possible, and try not to leave out small purchases.


-Make sure you don't buy unnecessary things. For example, lets say you buy an exercise machine that's on "sale". You might think its a good deal, but after a few weeks, you will most probably just leave it sitting in the corner.

-Stop buying newspapers, movies, books and magazines. Borrow from the public library. (hehe this one's inappropriate..try the ones at starbucks while sipping your columbia coffee.)

-For very important or very large savings goals (such as a down payment on a house or saving for your kids’ college tuition), consider opening up a separate account. You’ll be able to keep better track of that particular goal, and you’ll be less tempted to dip into it.

-One option to get started saving is to find out what your take-home pay per hour is (net pay divided by hours worked) and save the "change" from each hour. For example, if you worked 80 hours and your net pay is P10,000, you would be making P125.00"take-home" per hour. You can save P25 every hour so you have saved 200 in 1 day, 1000 in a week, 2000 in 2 weeks or in a payday, and 4,000 a month and 48,000 in a year..not bad, eh? Now you can buy yourself an '80's box-type Lancer!

Jar or Piggy bank
Will power
An idea of how much you want to save
A great place to lock up your money
A set shopping list
A bank account maybe


Why blog?

Boredom is my primary reason why I have created this account.

Secondly, I would want to keep track of the websites that I frequently visit by posting it here.

And lastly, the obvious reason..putting my random thoughts into this. Just like a 'dear diary'. ;)